Young Investors in India

The younger generation in India is now investing more and investing smartly. They earn more money thanks to the growth IT and the ITES industry in the country. They draw a salary from 10,000 to 80,000. Initially they were happy without making any investments and after a couple of years when the tax bills come they were upset as it put a huge dent in their income. Now they have become smarter and plan their investment and savings

The options available before them are plenty with the emergence of banking sector as one of the growth drivers of the country's economy. Stock market is a bit like gambling so most of them prefer to invest in the mutual funds and unit linked insurance plans. Rather than just going for any insurance plan unit linked insurance plan is a combination of mutual funds and insurance.

With the growing influence of technology and the internet people use use them to their advantage to earn more money through their investment. Today many tax consultants are available who make your money work for you. Ofcourse they charge you for their services but nothing good comes for free. So a little money spent wisely can make your investment fruitful rather than just going for a random investment plans which may not be that good

Some useful sites regarding making investment decisions are
www.finerva.com
www.investopedia.com
www.moneycontrol.com
www.educatedinvestor.com
These sites can be used to understand your budget and savings, and help you keep a record of your monthly expenses. I am sure you will make investment a priority for tax savings. Hope this blog was useful. Happy investing!!!

More blogs can be found in the below links
http://shamiltheblogger.blogspot.com

Making money online

My first experience online was with my blog and it was a nice experience. I would like to share with you people about some money earning techniques which I use to earn money online. I tried using many free web hosts for creating my new site. Most of the money generated by ads online if from Google so always sign up to Google Adsense for any ad related sites or blogs you want to create

Some other useful ad networks are Adbrite and Adtoll. They offer free ad services like Google and you can get paid through Paypal or through cheques whichever is applicable for you. If you dont have a Paypal account you can sign up for one at www.paypal.com as it is absolutely free for personal users

Some sites like Wordpress and Freewebs also provide free hosting for websites but they do not allow you post your own ads with networks like Google Adsense, Adbrite etc. They post their own ads on their site

If you want your own share of the 5 GB free space you can sign up to 110mb web hosting by clicking here and promote your products and blogs (like I did)

If you want to make real money on the net you have to spend a lot of time and some money initially to get your stuff going on the net. If you are a blogger your content should be unique and of good writing standards. If you are a website owner you should have an appeal to all the audiences. One of the good sites iI found in the net for these ideas was traffic-searcher.com. It has some good articles about the do's and dont's of the net. It was useful for me

One thing you have to do after creating your site or blog is to promote and publicise it. There are many directories available for submitting your blogs and sites. You can get them in google. One such blog I found with a list of directory for submission is here

You can find many more useful blogs at
www.shamiltheblogger.blogspot.com

Getting paid to click

I was absolutely amazed to see such a type of ad on the net. Initially I thought it was a scam but it was real. I tried it but the real problem was the number of ads you get for a free membership is very limited

If you get a premium account you can click on a number of ads and get paid a lot rather than a free account. Also the ads will be displayed only for the interest activities you will select while filling your profile. So if you want more ads to be displayed for a free account make sure you check all the categories.

But the amount paid for each click is very small $0.01 per click. If you click 10 ads you will just get $0.1. Thats really a small amount. Also the condition for getting that amount is that you to stay in the website for atleast 30 seconds

If you are still interested in joining this getting paid to click program you can click here to join

Hope you found this blog useful for making some bucks online. For more blogs you can visit www.shamiltheblogger.blogspot.com

Online data entry jobs

Hi there,
Hope everyone is fine. I would like to share my experience about searching for an online job for my friend which will help him earn money from home. First of all i tried searching through google for anything that might be useful.

But for my disappointment nothing was useful to me as every job listed was either for residents of USA, Canada or the UK. I did manage to find some sites that offer online jobs in India. But they all wanted a registration fee to be paid upfront.

One such site which offered an online data entry job was
http://www.365jobs4u.com/india/

It was a nice job site for both offline and online data entry jobs as well as other internet jobs. But as most other sites in India it also asked for a registration fees of Rs. 2000 for beginners and Rs. 3500 for experts in data entry.

Also for any other type of internet jobs they asked for an initial registration fees. Anyone who is interested in paying the sum and work at home can visit the above site for more details.

There are also sites that allow you to make bids for the projects that are available from companies. The problem with this type is that you have to bid against people from other countries whose bidding rates are really low. One such site is
http:\\www.elance.com

The fact of the matter remains that online data entry is very much debatable as the companies involved can do it themselves.
Why would these companies pay money for a job which they themselves can do. So be very careful about paying any huge amount for such jobs

You can try to find your online jobs through google or yahoo by typing online-data-entry jobs and then pressing the search button. Do not forget to include the hyphen symbol. Hope you find your matching online job

Private Equity Demystified

What exactly is private equity and why there is so much buzz around it. Private equity emerged in the 1980s with the KKR group. These PE firms provided cash for companies to go private. Going private helped the companies to run it the way they wanted. The PE firms were run run by investment bankers who brought considerable expertise to these companies.

There is also another concept called Ventue Capital (VC). Here smaller companies which are cash trapped and are too small to list in the exchanges are helped by VC firms by taking a stake in the comapny and help them towards a growth path. Thus providing them both with the cash and the technical expertise

In India private equity is relatively young. It started with the IT boom towards the end of 90s. In recent years a number of these companies have come up due to stock market boom and the growing Indian consumer market. Global firms such as Blackstone and the Carlyle Group have a presence in India and are scaling up their operations.

Indian players like ICICI Venture are also growing rapidly in this market space. The next big question is how do these firms make money?

Essentially, PE funds raise money from high net worth individuals and financial institutions, for a period of 7-10 years and then invest in opportunities as and when they arise. The firms valuate companies and take a stake depending on how much is the company actually worth, how the company will grow etc.

Post stake taking, day-to-day monitoring and growth plans are monitored by the fund, with a senior director taking a seat on the company's board. Since the target is also to exit the investment in a few years and return money to investors, the deal team also constantly monitor the capital markets for suitable times to do an Initial Public Offering (IPO) or find a strategic investor to sell to